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Mobile banks in United Kingdom

Find the best mobile bank and take back control of your money.

Take your pick

The future of banking is here and it's on your mobile – we've got the lowdown on the best app-based banks and how they work.

There are currently 15 neobanks available in United Kingdom.

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Whether you’re looking to cut costs, improve your options for travel, digital banks are the future of the banking world – get started in just a few minutes.
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They Jumpstarted it

The new wave of mobile banks, such as TransferWise, Bunq, and Revolut, are aiming to shake up the (international) banking sector.

Why use a mobile bank?

Mobile banks, also known as digital banks, neobanks, or challenger banks, should not be confused with the conventional bank's online accounts. Here's a few reasons why.
No matter where you are, at home or abroad, you can access your bank account through the app, check your account balance, check your savings, get customer service, make payments and even lock your debit card if appropriate. In addition, get updates in real time any time you make a purchase, so there won't be any surprises at the end of the month. You don't have to make appointments, wait in line and lose working hours to control your finances.
Opening a mobile-only bank account is easy, with no long paperwork. Only download the app, confirm your identity, upload your account, and you're good to go. Some mobile banks, such as a bunq mobile account, do not even require credit checks, meaning you can open an account and use it in minutes.
Another key reason for using a mobile bank is minimal (or no!) fees. As a mobile-only network with no physical branches, mobile banks can offer lower rates than conventional banks – particularly when it comes to ATM withdrawals, money exchange/transfers and payments abroad.
One of the annoying aspects about typical banks is the volume of records, contracts and letters sent to your mailbox. With mobile banks, all you need is in the app and all messages are sent to your app or email address. The days of rummaging through stacks of paper around the house are gone – and saving the world is cherry on top.
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