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Mobile banks in United Kingdom

Find the best mobile bank and take back control of your money.

All neobanks
Icon Neobanks in United Kingdom

Take your pick

The future of banking is here and it's on your mobile – we've got the lowdown on the best app-based banks and how they work.

There are currently 18 neobanks available in United Kingdom.
Cleo
Cashplus
HyperJar
Soldo
Tally
Bunq
Vialet
Currensea
Starling Bank
Tandem
Atom Bank
Dozens
Pockit
Curve
Wise
Monese
Revolut
Monzo
Missing a Neobank? Let us know

New! Compare mobile banks

Check out our comprehensive comparisons of the top mobile banks, including Monese, Revolut, Wise, and more, to help you make an informed decision.
Wise App Badge VS Revolut App Badge
Revolut App Badge VS Monese App Badge
Monese App Badge VS Wise App Badge
Openbank App Badge VS Revolut App Badge
Monzo App Badge VS Wise App Badge
Revolut App Badge VS Monzo App Badge
Go to all comparisons

Take flight with Jumpstart

Whether you’re looking to cut costs, improve your options for travel, digital banks are the future of the banking world – get started in just a few minutes.
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  1. 1

    Create an account in minutes

    Getting approved is simple and fast. No crazy paperwork required.

    Pick a neobank
  2. 2

    Bank Without Borders

    Use your account, withdraw money and shop online & in-store around the world.

  3. 3

    Take back control of your money

    Get instant notifications, and save money on all kinds of transactions compared to traditional banks.

They Jumpstarted it

The new wave of mobile banks, such as TransferWise, Bunq, and Revolut, are aiming to shake up the (international) banking sector.
Monzo cover
Monzo logo

Monzo

Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free.

See neobank
Revolut cover
Revolut logo

Revolut

Exchange money with no hidden fees. Buy crypto, gold and manage your money with spending analytics. Join over 12 million Revolut customers.

See neobank
Monese cover
Monese logo

Monese

Get your Monese account to start spending, sending and saving in minutes.

See neobank
Wise cover
Wise logo

Wise

175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.

See neobank
Atom Bank cover
Atom Bank logo

Atom Bank

Take your savings and mortgages with you wherever you are, 24/7.

See neobank
Bunq cover
Bunq logo

Bunq

The future calls for banks that are sustainable in as many ways as possible. Enjoy benefits that help you save time, money and CO2. All with the safety and security of a true bank.

See neobank

Why use a mobile bank?

Mobile banks, also known as digital banks, neobanks, or challenger banks, should not be confused with the conventional bank's online accounts. Here's a few reasons why.
No matter where you are, at home or abroad, you can access your bank account through the app, check your account balance, check your savings, get customer service, make payments and even lock your debit card if appropriate. In addition, get updates in real time any time you make a purchase, so there won't be any surprises at the end of the month. You don't have to make appointments, wait in line and lose working hours to control your finances.
Opening a mobile-only bank account is easy, with no long paperwork. Only download the app, confirm your identity, upload your account, and you're good to go. Some mobile banks, such as a bunq mobile account, do not even require credit checks, meaning you can open an account and use it in minutes.
Another key reason for using a mobile bank is minimal (or no!) fees. As a mobile-only network with no physical branches, mobile banks can offer lower rates than conventional banks – particularly when it comes to ATM withdrawals, money exchange/transfers and payments abroad.
One of the annoying aspects about typical banks is the volume of records, contracts and letters sent to your mailbox. With mobile banks, all you need is in the app and all messages are sent to your app or email address. The days of rummaging through stacks of paper around the house are gone – and saving the world is cherry on top.
Still have unanswered questions? Get in touch
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