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When you have the Always Positive Account without commissions, you pay less for your insurance, electricity or telephone, you get the best financing, and you control the banks... You get used to having money!

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Alternative mobile banks.

We've got the lowdown on the best European mobile banks. Here are some alternatives to Fintonic.

Manage your money on the go.

Download the Fintonic app in the App Store or Google Play store. Fintonic has an App Store rating of 4.4 out of 5 (based on 24,675 reviews).

Fintonic has a Google Play Store rating of 4.1 out of 5 (based on 77,500 reviews).

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Still have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
Fintonic is a mobile-only bank trying to revolutionise personal banking, they offer fast, secure and an easy to use app for iOS and Android to do all your finances on the go. Fintonic doesn't have any branches, everything happens through your smartphone. They offer competitive banking services such as current accounts, savings accounts, loans, insurance, and debit cards, often at a cheaper rate than traditional banks.

24/7 availability- anytime, anywhere

No matter where you are, at home or abroad, you can access your Fintonic account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.

Get approved fast

Opening an account with Fintonic is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Fintonic doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.

Lower fees

Another main reason to use Fintonic is the low (or no!) fees. Fintonic has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Fintonic offers zero fees on all transactions, including purchases made overseas!

Makes traveling easier

Fintonic = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.

Go paperless

One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Fintonic everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.

Fintonic is currently available for residents of the following countries: Europe Spain

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