Vote for your favourite mobile bank
Openbank Logo

The bank of the future, now

An online bank of Santander Group, available 24/7 and without fees for your everyday transactions.

Background cover
Jumpstart Score
How this is calculated?
App Store Rating
How this is calculated?
Play Store Rating
How this is calculated?


Jumpstart Rating
App Store Rating
Play Store Rating
Trustpilot Logo
TrustScore 1.8 |  599 reviews

Based in


Not available in

United Kingdom

Available in


Visit Openbank

Vote for Openbank

Show your support to your favourite mobile bank and help them rank higher on
Openbank explained
Openbank video
Openbank explained

Compare Openbank with other mobile banks

Difficult to pick a mobile bank? Here's how Openbank compares to some other neobanks.

Manage your money on the go.

Download the Openbank app in the App Store or Google Play store.

Openbank has an App Store rating of 4.2 out of 5 (based on 48 reviews).

Openbank has a Google Play Store rating of 4.1 out of 5 (based on 15 reviews).

Openbank logo
Latest news from logo

Alternative mobile banks.

We've got the lowdown on the best European mobile banks. Here are some alternatives to Openbank.


Still have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
Openbank is a mobile-only bank trying to revolutionise personal banking, they offer fast, secure and an easy to use app for iOS and Android to do all your finances on the go. Openbank doesn't have any branches, everything happens through your smartphone. They offer competitive banking services such as current accounts, savings accounts, loans, insurance, and debit cards, often at a cheaper rate than traditional banks.

24/7 availability- anytime, anywhere

No matter where you are, at home or abroad, you can access your Openbank account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.

Get approved fast

Opening an account with Openbank is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Openbank doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.

Lower fees

Another main reason to use Openbank is the low (or no!) fees. Openbank has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Openbank offers zero fees on all transactions, including purchases made overseas!

Makes traveling easier

Openbank = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.

Go paperless

One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Openbank everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.

Openbank is currently available for residents of the following countries: Germany Netherlands Spain Portugal

Still have unanswered questions? Get in touch

Jumpstart your friends

Share this page with your friends and family and help them take back control of their money.