Money for here, there and everywhere.

175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.

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TrustScore 4.4 |  186,693 reviews
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Updated on Mar 24, 2023. What changed?
Head office
United Kingdom

Alternative mobile banks.

We've got the lowdown on the best European mobile banks. Here are some alternatives to Wise.

Manage your money on the go.

Download the Wise app in the App Store or Google Play store. Wise has an App Store rating of 4.6 out of 5 (based on 27,842 reviews).

Wise has a Google Play Store rating of 4.4 out of 5 (based on 0 reviews).

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Wise explained
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Still have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.

Wise, formerly known as TransferWise, is a financial technology company that provides online money transfer services. It was founded in 2010 by Taavet Hinrikus and Kristo Käärmann and is headquartered in London, United Kingdom.

Wise's main offering is a digital platform that enables users to send and receive money internationally at a low cost. Wise uses a peer-to-peer model that matches users who want to send money in one currency with users who want to receive money in another currency. This enables Wise to offer a lower cost of international money transfer compared to traditional banks and money transfer providers.

Wise supports over 50 currencies and allows users to send money to over 80 countries worldwide. Users can send money directly from their bank account or debit card, and the recipient can receive the money directly into their bank account. Wise also offers a multi-currency account that enables users to hold and manage money in different currencies.

In addition to international money transfer, Wise also offers a range of other financial services, such as a debit card that can be used internationally, a currency exchange service, and a business account for small and medium-sized enterprises.

Wise has gained popularity for its low fees, fast transactions, and transparent pricing model, and has attracted over 10 million customers worldwide as of 2021.

24/7 availability- anytime, anywhere

No matter where you are, at home or abroad, you can access your Wise account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.

Get approved fast

Opening an account with Wise is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Wise doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.

Lower fees

Another main reason to use Wise is the low (or no!) fees. Wise has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Wise offers zero fees on all transactions, including purchases made overseas!

Makes traveling easier

Wise = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.

Go paperless

One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Wise everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.

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